Terms of Service

By accessing or using Skills. ("the Service") at myskillscard.xyz, you agree to be bound by these Terms of Service. If you do not agree, do not use the Service.

These terms apply to all visitors, users, and anyone who accesses or uses the Service, including the Skills. website and the Skills. apps for iPhone and Android.

Skills. is owned and operated by Kratos Developer ("we", "us", "our").

Skills. is a digital business card platform that lets you create, share, and manage a personal or professional card accessible via a unique link or QR code. Features may include profile information, social links, payment handles, media galleries, an AI chat assistant, lead capture, and networking contact management.

You must be 18 years or older to create an account. By signing up, you confirm you meet this requirement.

You must sign up with a real email address and confirm it by clicking the link we email you, and give a mobile number. We use your mobile number only to confirm you are a real person and to contact you about your account. It is never shown on your card.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Notify us immediately at myskillscard@gmail.com if you believe your account has been compromised.

You may not create an account on behalf of someone else without their permission, or use a name, email, or slug that impersonates another person or entity.

You agree not to use Skills. to:

• Post content that is illegal, fraudulent, harassing, defamatory, or harmful
• Impersonate any person, business, or entity
• Distribute spam, malware, or phishing content via your card or lead capture
• Scrape, copy, or harvest other users' data
• Attempt to gain unauthorized access to any part of the Service
• Use the Service in any way that violates applicable laws or regulations
• Copy, reproduce, or imitate the Service's design, layout, features, text, or graphics, or use them to build a competing product or service
• Reverse engineer, decompile, disassemble, or otherwise attempt to extract the source code of the website or apps
• Access, scrape, crawl, or copy the Service using bots, scripts, automated tools, or AI agents, except search engines indexing public pages
• Frame, mirror, or embed the Service on another website or app
• Bypass, disable, or interfere with security features, rate limits, plan limits, or verification checks
• Remove or alter any copyright, trademark, or other proprietary notice

We reserve the right to suspend or terminate accounts that violate these terms at our sole discretion.

You retain ownership of the content you upload to Skills. — your photos, bio, links, and other information are yours.

By uploading content, you grant Skills. a non-exclusive, royalty-free license to display and distribute that content solely for the purpose of operating the Service (e.g., showing your card to people who visit your link).

You represent that you have the rights to all content you upload, and that it does not infringe any third-party intellectual property or privacy rights.

The Service, including its software and source code, apps, design, layout, look and feel, features, text, graphics, icons, logos, and the "Skills." name, is owned by Kratos Developer and protected by copyright, trademark, and other laws. All rights reserved.

We grant you a limited, personal, non-exclusive, non-transferable, revocable license to use the Service for its intended purpose, in line with these Terms. No other rights are granted to you, and nothing in these Terms transfers ownership of any part of the Service to you.

If you send us ideas or feedback, you agree we may use them freely without any obligation to you.

We respect intellectual property rights. If you believe content on Skills. infringes your copyright, email myskillscard@gmail.com with the subject "Copyright Notice" and include:

• Your name and contact information, and your physical or electronic signature
• A description of the copyrighted work you believe has been infringed
• The link to the content on Skills. you are reporting
• A statement that you have a good-faith belief the use is not authorized by the copyright owner, its agent, or the law
• A statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf

We will review the notice and may remove or disable the reported content. If your content was removed and you believe it was a mistake, you may reply with a counter-notice explaining why. We may terminate the accounts of users who repeatedly infringe the rights of others.

Skills. offers Free, Pro, Elite, and Enterprise plans. Features and limits for each plan are described on our pricing page and are subject to change with reasonable notice. Payments are processed through Square.

You may cancel your subscription at any time. If you choose to cancel, your account will be canceled immediately or at the end of your current billing cycle — your choice. You will retain access to paid features through the end of the period you have already paid for if you select end-of-cycle cancellation.

To cancel, contact us at myskillscard@gmail.com or use the option in your account settings.

All subscription fees are non-refundable. Once a payment is made, no refunds will be issued for any reason, including unused time, plan downgrades, or account cancellation. By subscribing, you acknowledge and agree to this policy.

If you believe you were charged in error, contact us within 7 days at myskillscard@gmail.com and we will review the charge.

Providers using the Skills. booking feature may require a deposit from clients at the time of booking. If a client fails to appear for a confirmed booking without prior cancellation (a "no-show"), the provider may retain the deposit in full.

Deposit amounts and cancellation windows are set by the individual provider and displayed to the client before booking confirmation. Skills. records these terms at the time of booking but is not responsible for enforcing or mediating individual disputes between providers and clients.

Providers who cancel a confirmed booking are expected to refund any deposit collected from the client.

If a payment fails or your account becomes past due, your account is frozen. While it is frozen, you cannot use your dashboard or paid features. Your public Skills. card stays online, and all of your data is kept safe.

To unfreeze your account, pay the amount due or contact us at myskillscard@gmail.com. Everything comes back exactly as it was.

If your account stays unpaid, we may delete it. We will always email you first and give you at least 7 days to respond before anything is deleted. Deleting an account is permanent and cannot be undone.

Skills. is not liable for any loss of business, leads, bookings, or data resulting from a frozen or deleted account.

To maintain platform integrity and prevent abuse, Skills. collects a device fingerprint — a combination of signals such as device model, operating system, screen resolution, and timezone — to identify devices associated with multiple accounts. This does not include your IMEI, serial number, or any hardware identifier restricted by Apple or Google.

Creating multiple accounts from the same device to circumvent plan limits, suspensions, or bans is a violation of these Terms and may result in all associated accounts being permanently terminated.

Your public card may include an AI chat assistant that responds to questions from visitors on your behalf. This assistant is powered by a large language model and may not always be accurate. You are responsible for reviewing your card's AI behavior and ensuring it represents you appropriately.

Do not rely on the AI assistant for legal, medical, financial, or other professional advice.

Live streams can run for up to 2 hours each. You can start a new stream at any time after one ends.

The host can remove anyone from their stream's chat. Viewers can also vote to remove someone: when 3 different viewers vote, that person is removed from the chat, and the host can undo it.

We may pause new live streams for a short time (for example, when the service reaches its monthly capacity). Streams already running are not cut off, and live streaming comes back on automatically.

The Service is provided "as is" without warranties of any kind. We do not guarantee that the Service will be error-free, uninterrupted, or meet your specific requirements.

To the fullest extent permitted by law, Skills. and its operators shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service, even if advised of the possibility of such damages.

Our total liability to you for any claim arising from the Service shall not exceed the amount you paid us in the 12 months preceding the claim.

You may delete your account at any time from your dashboard. Upon deletion, your public card will be taken offline and your data will be removed within 30 days.

We may suspend or terminate your account at any time if you violate these terms, with or without notice. While your account is suspended, your public card is hidden and you cannot take bookings or go live.

We may update these Terms from time to time. We'll notify active users of material changes via email or an in-app announcement. Continued use of the Service after changes take effect constitutes acceptance of the updated terms.

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. Any disputes shall be resolved in the courts located in Houston, Texas.